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Quang H Tran…

About Us

C2 Financial Corporation is a mortgage brokerage based out of San Diego, California. Founded in 2009 by management with combined industry experience of over 70 years, the company boasts over 900 originators and is licensed in 10 states.

The company has over 100 wholesale lender relationships, giving its clients access to virtually every possible loan program. Due to its size, the company receives preferred pricing and service from its wholesale lending partners, ensuring an excellent experience for its clients.

In 2018, the company was listed by Mortgage Executive Magazine as the ‘Top Mortgage Broker in the Country’ and as one of the ’50 Best Companies to Work For’ in addition to being featured in the National Mortgage Professional Magazine, and has published several articles in the Scotsman Guide, a key industry publication.

Our Philosophy

Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers.

What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government’s best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document. Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

In California, this licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. For state licensing information outside of California, click here.

About Me:

Hello, I am Quang H Tran, and I appreciate an opportunity to work with you. I am a University of Washington graduated in Finance and Marketing. I have been in the real estate and mortgage industry for over 15 years. I serve both as a real estate agent and a loan officer. I have been living in Washington State for over 33 years, and I love it here even with all the rains. I am married with three kids. I love traveling, listening to music, dancing, and working on my garden. I also love being a homeowner because it’s a great way to build wealth, and I get to design my living space the way I wanted. I have helped a lot of families become home-owners, and if you are looking to become a home-owner, I am here to help. Please contact me to get started.

Closing Costs Guaranteed:

I guarantee our fees and my lenders fee to be 100% accurate.

Fees for third party service providers are guaranteed, including Appraisal, Credit Report, Flood Cert, Tax Service, Settlement Agent, Lender Title Insurance, and all Government Recording and Transfer Charges.

Prepaid items such as taxes, insurance and daily interest collected at closing, are not guaranteed. Charges by your current lender in connection with your payoff on a refinance are not guaranteed. These items are not lender specific and will be the same regardless of which mortgage company you choose to work with.

Potential fees associated with subordinating a 2nd lien or your HOA are not guaranteed. We will contact the 2nd lien holder or HOA as early in the process as possible to get their cost quotes.

We offer a wide variety of products with flexible qualification criteria. I am currently servicing in all of Washington, but if you need help in another state, please let me know so I can help you talk to a C2 financial mortgage broker.

Our Products:

We help:

TRADITIONAL BORROWERS FOR GREAT RATES, AND LOW FEES.

FIRST TIME HOME BUYERS WITH LOW DOWN PAYMENTS, LOW CLOSING COSTS.

REAL ESTATE INVESTORS – GREAT RATES, AND TERMS, AND LOW FEES

BORROWER WITH CREDIT CHALLENGES: NO CREDIT, LOW CREDIT, BAD CREDIT. NOTE: NOT EVERYONE WILL BE APPROVE, BUT WE WILL WORK ON A STRATEGIES TO HELP YOU ON THE ROAD TO HOME-OWNERSHIP.

SELF-EMPLOYED: UNABLE TO SHOW TRADITIONAL PROOF OF INCOME.

REVERSE MORTGAGE FOR OUR SENIORS 62+ YEARS OLD WITH NO INCOME AND MONTHLY PAYMENTS

FIX RATE MORTGAGES, ADJUSTABLE RATE

MORTGAGES, JUMBO HOME LOANS, VA HOME LOANS, FHA HOME LOANS, NON-QM LOANS,
REVERSE MORTGAGES and COMMERCIAL LOANS.